Structured Settlements

If you were awarded a structured settlement and you are currently receiving payments or will be receiving payments in the future we can help you obtain your cash now.

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Available day and night, just a phone call away and with amazing response and delivery time. We are committed to a dedicated focus on your financial needs.

Annuity Purchasing

Do you know that nearly 100 million Americans have prepared for retirement by purchasing annuities? Fixed annuity payments can deliver you a reliable flow of income.

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24/7 assistance and consulting is a must to cover your structured settlement transfer. Our nationwide experience will surely boost your productivity and quality of your annuity funding.


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Structured Settlement and Annuity Buyers

In life, it is difficult to anticipate future events, especially ones that revolve around your finances. When the unanticipated happens, Rising Capital is here to help you regain financial security. We help our customers turn their long-term periodical payments from a structured settlement into a large, lump sum payment; providing them with the money that is rightfully theirs. Since every client’s financial situation is different from the next, the team of experts at Rising Capital work diligently to find structured settlement buyers or annuity buyers that are the perfect match. It’s our mission to provide our clients with the cash-now option that will grant them the means to financial freedom in their retirement.

Access Future Payments Now!

When circumstances change in one’s life, individuals may no longer be fully satisfied with their annuity payment plan. Many times, this occurs when one is faced with unexpected medical emergencies that result in costly bills. Due to this, they may need access to their money much sooner and in larger increments than what their annuity is currently providing them with. These instances provide individuals the perfect opportunity to sell their annuity plan to qualified annuity buyers in exchange for a large sum of cash immediately. The experts at Rising Capital can give you access to future payments now!

Upfront Cash for Your Structured Settlement or Annuity

When you choose to convert your structured settlement or annuity into a one-time issued payment, you are giving permission for structured settlement buyers or annuity buyers to receive all your regular installments. In return, you will be rewarded with the cash payment you deserve.    

Rising Capital will help you attain instant access to your cash. However, if you are not comfortable selling your entire annuity plan, Rising Capital offers you multiple selling options that best meet your financial needs. If you need to obtain a smaller sum of money promptly, but still want to receive future installments of your annuity plan, our team can help you sell a small portion of your annuity for the lump sum that you need at the moment. After you have sold a portion of your annuity to the right annuity buyers, you will still have a substantial amount of money left in your annuity or structured settlement plan for the future.

Whether you decide to sell your entire annuity/structured settlement or just a portion of it, Rising Capital Associates will work to provide you with the best outcome possible.

Contact Rising Capital Associates If You Don’t Want to Wait

With over 30 years of industry experience, Rising Capital has assisted in thousands of clients sell their structured settlements and annuities in order to help them achieve a financially fruitful retirement.

Did you know that the average annuity pays out its recipient over a period of 25 years? If you don’t have that long to wait, call us now for a free estimate of what your policy is worth. Call us today at 866-444-5061

Make your dreams happen.

We will take care of your lump sum purchase for your structured settlement,
annuity, or lottery payment.

A Simple Spreadsheet Can Be The First Step Towards Financial Freedom

28 / 04 / 2017 / 0 comments

spreadsheetFor many, early retirement seems like a just another pipe dream. Maybe if you threw in the words, ‘sole heir’ or ‘mega-million winner’ along with it, it would seem more plausible. We understand that money isn’t an issue for some people, but it is for the overwhelming majority. There are so many bills to organize and pay and when you add children into the mix, your expenses only get higher. With necessary expenses such as groceries, water, electric, college funds, cable, and more to consider, the prospects of retirement seem to get farther and farther away. However, early retirement is, in fact, doable and not nearly as difficult as one may think it to be. It all starts with tracking your spending.  

Keeping Tabs On Your Spending

Tracking your spending is the first step to early retirement and financial freedom. If you play your cards rights–instead of playing the lottery–and start tracking your spending religiously, you too will have the ability to save up sufficient funds that will allow you to attain financial independence and if you want, early retirement.

Every time you make a purchase or pay a bill, log it into your spreadsheet. Whether its for gas, groceries, the water bill, or a nice pair of shoes you couldn’t resist, make sure you enter it in your spreadsheet. If you really make the effort to do this, by the end of the year, you will know exactly what you have spent. From there, you can get a better idea of the kind of spending that needs to be reduced–restaurants, retail therapy, etc.–and determine how much you can live on each year.

Now here comes the tricky part, once you have come up with a reasonable number that will allow you to save and be financially comfortable, you must stick to that budget.

Just like most things, the first year is always the hardest, but once you get used to the system, you will eventually be able to find more ways to save. With clear and realistic retirement goals put into motion, make sure you have more than one saving account to keep your money–401K, health savings account, etc.

With the right mindset, financial freedom and early retirement is definitely possible.


Some Seniors Are Being Victimized By Annuity Scams

16 / 03 / 2017 / 0 comments

senior-annuitiesAn annuity is a type of insurance investment that enables the investor to receive a fixed sum of money yearly, for the rest of their life. There are many different forms of annuities that provide customers with a range of benefits but also leave room for certain risks (i.e. stock investments). Annuities are very popular amongst senior citizens since they are primarily bought as form of income during the stages of their retirement.

An Unfortunate Target

Since seniors are prime candidates for annuities, it, unfortunately, makes them susceptible to felony fraud orchestrated by conmen who pose as reliable insurance agents.

For example, two Pennsylvania native sisters, Mary and Philomena Nave, who were in their upper 80’s at the time, had saved up $500,000 to supplement them through their retirement. When looking for a dependable insurance agency to invest their money with, the sisters came across Richard Piccinini Jr., an annuities salesman. Unbeknownst to them, the sisters were ultimately placing their money into the wrong hands. In a four-year span, Piccinini moved the sisters in and out of complicated, long-term contracts that would lead to astronomical commission fees. With constant early-surrender penalty fees, Piccinini was able to embezzle $200,000 of the sister’s $500,000 investment (Source).  

The idea of seniors being victimized by annuity salesmen is absolutely deplorable, but a sad reality. Deceptive agencies who are looking to make money off of uninformed customers are to blame for this. When the time comes to invest your money in annuities, it is highly important to conduct proper research before choosing a company. Sometimes, this burden can be eased with the help of family member who has your best interest in mind.

Sell Your Annuity or Structured Settlement With Rising Capital

At Rising Capital Associates, we can provide you with a lump sum for your annuity payments. If you need cash now for expenses, medical bills, or emergencies, contact us now for more information on selling your annuity payments.

What Are The Different Types Of Annuities?

10 / 02 / 2017 / 0 comments

types-of-annuitesWhen annuities come to mind, many of us think of a monetary amount that is paid out in equal increments until the sum is completely depleted. Individuals may receive annuities for various reasons, whether it is a settlement for a car accident, investment of your funds distributed to you, or a lottery winning to name a few. 

Types of Annuities

Fixed Annuities

  • Fixed annuities are a result of fixed interest investments which are issued via insurance companies. They come with a guaranteed interest rate with the ability to defer income or draw income right away. 

Variable Annuities

  • Variable annuities allow customers to pick from a variety of investments. It then issues you a certain income during retirement which is depicted by the performance of the investments that you choose. If you happen to choose a very lucrative investment, the ROI will be high. With this riskiest annuity option, clients may lose some of their principal amounts.

Fixed-Indexed Annuities

  • Holders of fixed indexed annuities earn variable interest which fluctuates with the market index.

Immediate Annuities

  • Immediate annuity payments begin instantly and last until a specified date. With this type of annuity, the customer can give in their lump sum in exchange for annuities. These are purchasable from insurance companies who issues you annuities in the exchange for a lump sum payment.

Deferred Annuities

  • Deferred annuities are issued to the holder at a date that is postponed at least one year away.

Rising Capital Associates Purchases Annuities

At Rising Capital Associates, we purchase annuities and structured settlements for a lump sum in return. If you are considering selling all or just a portion of your annuity payments or structured settlement payments, contact us today for more information at 866-444-5061.

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