Annuity Purchasing

Sell Annuity Payments For Cash

The average annuity is paid out over 25-year life span in monthly, quarterly, lump sum, or bi-annual payments. Annuities can be purchased from an insurance company or won in a lawsuit or lottery winning. Rather than being paid the earning outright, the court system or financial institution involved in handling the settlement with the client will pay the client in small periodical payments over time.

Rising Capital is a brokerage firm that purchases structured settlements, allowing our visitors to sell annuity payments for cash. Read on to learn more about this unique financial instrument and find out how you can obtain cash for your annuity.

What is an Annuity?

An annuity is a long-term investment issued by an insurance company designed to help protect you from the risk of outliving your income earning potential. In the same way the US federal government sells investments called treasuries, a company sells investments called corporate bonds, a city sells investments called municipal bonds, so too do insurance companies sell an investment called annuities. Annuities can also be bought through a bank or brokerage firm.

Types of Annuities

Annuities are attractive because in some ways they work as a tax shelter, keeping your original deposit safe from the IRS. Through an annuity, your money is allowed to stay in the account earning interest and growing for you.

The types of annuities are:

  • Individual Annuities
  • Deferred Annuities
  • Immediate Annuities
  • Fixed and Variable Annuities
  • Guaranteed annuities
  • Joint Annuities
  • Impaired Life Annuities

Shopping around to different insurance providers or brokers can offer you a way to use price-comparison and different interest rates in your favor.

It is estimated that the aging of the large Baby Boomer generation in the U.S. will likely increase demand for this financial instrument – especially as insurance companies advise their clients on opening an annuity account.

Annuities Can Bind

Unfortunately, annuity payments are often not flexible, most structured settlements are “Fixed Annuities” which means you receive a slow and steady amount on a fixed date until the annuity is paid out to you in full. You are not able to pull money out early. This does not give you control over your own money. Similarly, withdrawing early by canceling the policy may have devastating penalties, as well as unexpected costs that are likely to occur.

Sell Annuity Payments For Cash With Rising Capital

Did you know that nearly 100 million Americans have prepared for retirement by purchasing annuities?

Fixed annuity payments can deliver you a reliable flow of income. But if an annuity no longer fits your needs, you can liquidate it to free up your cash quickly. This route can allow you to use that money for current expenses or for reinvesting.

What Will You Spend Your Lump Sum On?

Selling your annuity exchanges the future value of a long-term-payment-plan with a present value lump sum paid in full to the client at the time of approval.

As the client, you benefit by receiving money now – not 15 years hence. Use it to cover medical financial emergencies, recurring expenses, assisted living costs, home refinancing, business funding, insurance premiums, and medical bills.

Rising Capital works with court systems throughout the U.S. so that you are able to obtain an immediate cash return for your policy, annuity, or structured settlement. We transform complicated legal paperwork into dollar bills you can hold in your hand. For immediate assistance or for more information on selling annuity payments for cash, call our award-winning team at 866-444-5061.

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